Credentials & Licenses
Professional qualifications and certifications ensuring accurate, compliant appraisals
Licensed Residential Appraiser
Joseph Schumacher holds a valid residential appraiser license, meeting all state and federal requirements for residential real estate appraisal services.
Schumacher Appraisal maintains the highest standards of professional credentials and licensing requirements. Our commitment to professional excellence ensures that every appraisal meets or exceeds industry standards and regulatory requirements.
Professional Standards & Compliance
USPAP Compliance
All appraisals are completed in accordance with the Uniform Standards of Professional Appraisal Practice (USPAP), the generally recognized ethical and performance standards for the appraisal profession in the United States.
- Ethics Rule compliance
- Competency Rule adherence
- Standards Rules 1 and 2 for real property appraisal
- Required continuing education
State Licensing
Licensed in accordance with California state requirements for residential appraisers, including:
- State-approved education requirements
- Experience documentation and verification
- Examination passage
- Background check clearance
- Regular license renewal and continuing education
Lender Approved
Approved appraiser for major national banks and lending institutions:
- Wells Fargo approved appraiser
- PNC Bank approved appraiser
- Goldman Sachs approved appraiser
- Multiple regional lender approvals
- FHA and VA approved for applicable transactions
E&O Insurance
Comprehensive professional protection for your peace of mind:
- Errors and Omissions insurance coverage
- Professional liability protection
- Industry-standard coverage limits
- Annual policy renewal
Commitment to Continuing Education
The real estate appraisal profession requires ongoing education to maintain licensure and stay current with industry changes, market trends, and regulatory updates. Schumacher Appraisal exceeds minimum continuing education requirements to ensure we're always applying the latest methodologies and best practices.
Our continuing education includes:
- Annual USPAP update courses
- Market trends and analysis seminars
- Advanced valuation techniques training
- Technology and appraisal software updates
- Regulatory compliance updates
- Specialized property type education
Professional Excellence
Licensed
State-licensed residential appraiser
Insured
E&O insurance protection
Compliant
USPAP compliant appraisals
Why Credentials Matter
Professional credentials and licensing aren't just regulatory requirements - they're your assurance of quality, accuracy, and defensibility. When you work with a properly licensed and credentialed appraiser, you benefit from:
- •Lender Acceptance: Appraisals that meet all lender requirements for mortgage financing
- •Legal Defensibility: Reports that can withstand scrutiny in legal proceedings if needed
- •Professional Standards: Adherence to nationally recognized appraisal standards
- •Accountability: Licensed professionals subject to regulatory oversight and ethical requirements
- •Current Expertise: Ongoing education ensuring application of latest methodologies
Work with a Credentialed Professional
Get the quality and assurance that comes with proper licensing and credentials